/*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}:root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} :where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;} :where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;} :root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;}#mvp-wallpaper { background: url() no-repeat 50% 0; } #mvp-foot-copy a { color: #f58634; } #mvp-content-main p a, #mvp-content-main ul a, #mvp-content-main ol a, .mvp-post-add-main p a, .mvp-post-add-main ul a, .mvp-post-add-main ol a { box-shadow: inset 0 -4px 0 #f58634; } #mvp-content-main p a:hover, #mvp-content-main ul a:hover, #mvp-content-main ol a:hover, .mvp-post-add-main p a:hover, .mvp-post-add-main ul a:hover, .mvp-post-add-main ol a:hover { background: #f58634; } a, a:visited, .post-info-name a, .woocommerce .woocommerce-breadcrumb a { color: #ff005b; } #mvp-side-wrap a:hover { color: #ff005b; } .mvp-fly-top:hover, .mvp-vid-box-wrap, ul.mvp-soc-mob-list li.mvp-soc-mob-com { background: #020068; } nav.mvp-fly-nav-menu ul li.menu-item-has-children:after, .mvp-feat1-left-wrap span.mvp-cd-cat, .mvp-widget-feat1-top-story span.mvp-cd-cat, .mvp-widget-feat2-left-cont span.mvp-cd-cat, .mvp-widget-dark-feat span.mvp-cd-cat, .mvp-widget-dark-sub span.mvp-cd-cat, .mvp-vid-wide-text span.mvp-cd-cat, .mvp-feat2-top-text span.mvp-cd-cat, .mvp-feat3-main-story span.mvp-cd-cat, .mvp-feat3-sub-text span.mvp-cd-cat, .mvp-feat4-main-text span.mvp-cd-cat, .woocommerce-message:before, .woocommerce-info:before, .woocommerce-message:before { color: #020068; } #searchform input, .mvp-authors-name { border-bottom: 1px solid #020068; } .mvp-fly-top:hover { border-top: 1px solid #020068; border-left: 1px solid #020068; border-bottom: 1px solid #020068; } .woocommerce .widget_price_filter .ui-slider .ui-slider-handle, .woocommerce #respond input#submit.alt, .woocommerce a.button.alt, .woocommerce button.button.alt, .woocommerce input.button.alt, .woocommerce #respond input#submit.alt:hover, .woocommerce a.button.alt:hover, .woocommerce button.button.alt:hover, .woocommerce input.button.alt:hover { background-color: #020068; } .woocommerce-error, .woocommerce-info, .woocommerce-message { border-top-color: #020068; } ul.mvp-feat1-list-buts li.active span.mvp-feat1-list-but, span.mvp-widget-home-title, span.mvp-post-cat, span.mvp-feat1-pop-head { background: #f58634; } .woocommerce span.onsale { background-color: #f58634; } .mvp-widget-feat2-side-more-but, .woocommerce .star-rating span:before, span.mvp-prev-next-label, .mvp-cat-date-wrap .sticky { color: #f58634 !important; } #mvp-main-nav-top, #mvp-fly-wrap, .mvp-soc-mob-right, #mvp-main-nav-small-cont { background: #020068; } #mvp-main-nav-small .mvp-fly-but-wrap span, #mvp-main-nav-small .mvp-search-but-wrap span, .mvp-nav-top-left .mvp-fly-but-wrap span, #mvp-fly-wrap .mvp-fly-but-wrap span { background: #ffffff; } .mvp-nav-top-right .mvp-nav-search-but, span.mvp-fly-soc-head, .mvp-soc-mob-right i, #mvp-main-nav-small span.mvp-nav-search-but, #mvp-main-nav-small .mvp-nav-menu ul li a { color: #ffffff; } #mvp-main-nav-small .mvp-nav-menu ul li.menu-item-has-children a:after { border-color: #ffffff transparent transparent transparent; } #mvp-nav-top-wrap span.mvp-nav-search-but:hover, #mvp-main-nav-small span.mvp-nav-search-but:hover { color: #f58634; } #mvp-nav-top-wrap .mvp-fly-but-wrap:hover span, #mvp-main-nav-small .mvp-fly-but-wrap:hover span, span.mvp-woo-cart-num:hover { background: #f58634; } #mvp-main-nav-bot-cont { background: #020068; } #mvp-nav-bot-wrap .mvp-fly-but-wrap span, #mvp-nav-bot-wrap .mvp-search-but-wrap span { background: #ffffff; } #mvp-nav-bot-wrap span.mvp-nav-search-but, #mvp-nav-bot-wrap .mvp-nav-menu ul li a { color: #ffffff; } #mvp-nav-bot-wrap .mvp-nav-menu ul li.menu-item-has-children a:after { border-color: #ffffff transparent transparent transparent; } .mvp-nav-menu ul li:hover a { border-bottom: 5px solid #f58634; } #mvp-nav-bot-wrap .mvp-fly-but-wrap:hover span { background: #f58634; } #mvp-nav-bot-wrap span.mvp-nav-search-but:hover { color: #f58634; } body, .mvp-feat1-feat-text p, .mvp-feat2-top-text p, .mvp-feat3-main-text p, .mvp-feat3-sub-text p, #searchform input, .mvp-author-info-text, span.mvp-post-excerpt, .mvp-nav-menu ul li ul.sub-menu li a, nav.mvp-fly-nav-menu ul li a, .mvp-ad-label, span.mvp-feat-caption, .mvp-post-tags a, .mvp-post-tags a:visited, span.mvp-author-box-name a, #mvp-author-box-text p, .mvp-post-gallery-text p, ul.mvp-soc-mob-list li span, #comments, h3#reply-title, h2.comments, #mvp-foot-copy p, span.mvp-fly-soc-head, .mvp-post-tags-header, span.mvp-prev-next-label, span.mvp-post-add-link-but, #mvp-comments-button a, #mvp-comments-button span.mvp-comment-but-text, .woocommerce ul.product_list_widget span.product-title, .woocommerce ul.product_list_widget li a, .woocommerce #reviews #comments ol.commentlist li .comment-text p.meta, .woocommerce div.product p.price, .woocommerce div.product p.price ins, .woocommerce div.product p.price del, .woocommerce ul.products li.product .price del, .woocommerce ul.products li.product .price ins, .woocommerce ul.products li.product .price, .woocommerce #respond input#submit, .woocommerce a.button, .woocommerce button.button, .woocommerce input.button, .woocommerce .widget_price_filter .price_slider_amount .button, .woocommerce span.onsale, .woocommerce-review-link, #woo-content p.woocommerce-result-count, .woocommerce div.product .woocommerce-tabs ul.tabs li a, a.mvp-inf-more-but, span.mvp-cont-read-but, span.mvp-cd-cat, span.mvp-cd-date, .mvp-feat4-main-text p, span.mvp-woo-cart-num, span.mvp-widget-home-title2, .wp-caption, #mvp-content-main p.wp-caption-text, .gallery-caption, .mvp-post-add-main p.wp-caption-text, #bbpress-forums, #bbpress-forums p, .protected-post-form input, #mvp-feat6-text p { font-family: 'Roboto', sans-serif; font-display: swap; } .mvp-blog-story-text p, span.mvp-author-page-desc, #mvp-404 p, .mvp-widget-feat1-bot-text p, .mvp-widget-feat2-left-text p, .mvp-flex-story-text p, .mvp-search-text p, #mvp-content-main p, .mvp-post-add-main p, #mvp-content-main ul li, #mvp-content-main ol li, .rwp-summary, .rwp-u-review__comment, .mvp-feat5-mid-main-text p, .mvp-feat5-small-main-text p, #mvp-content-main .wp-block-button__link, .wp-block-audio figcaption, .wp-block-video figcaption, .wp-block-embed figcaption, .wp-block-verse pre, pre.wp-block-verse { font-family: 'PT Serif', sans-serif; font-display: swap; } .mvp-nav-menu ul li a, #mvp-foot-menu ul li a { font-family: 'Oswald', sans-serif; font-display: swap; } .mvp-feat1-sub-text h2, .mvp-feat1-pop-text h2, .mvp-feat1-list-text h2, .mvp-widget-feat1-top-text h2, .mvp-widget-feat1-bot-text h2, .mvp-widget-dark-feat-text h2, .mvp-widget-dark-sub-text h2, .mvp-widget-feat2-left-text h2, .mvp-widget-feat2-right-text h2, .mvp-blog-story-text h2, .mvp-flex-story-text h2, .mvp-vid-wide-more-text p, .mvp-prev-next-text p, .mvp-related-text, .mvp-post-more-text p, h2.mvp-authors-latest a, .mvp-feat2-bot-text h2, .mvp-feat3-sub-text h2, .mvp-feat3-main-text h2, .mvp-feat4-main-text h2, .mvp-feat5-text h2, .mvp-feat5-mid-main-text h2, .mvp-feat5-small-main-text h2, .mvp-feat5-mid-sub-text h2, #mvp-feat6-text h2, .alp-related-posts-wrapper .alp-related-post .post-title { font-family: 'Oswald', sans-serif; font-display: swap; } .mvp-feat2-top-text h2, .mvp-feat1-feat-text h2, h1.mvp-post-title, h1.mvp-post-title-wide, .mvp-drop-nav-title h4, #mvp-content-main blockquote p, .mvp-post-add-main blockquote p, #mvp-content-main p.has-large-font-size, #mvp-404 h1, #woo-content h1.page-title, .woocommerce div.product .product_title, .woocommerce ul.products li.product h3, .alp-related-posts .current .post-title { font-family: 'Oswald', sans-serif; font-display: swap; } span.mvp-feat1-pop-head, .mvp-feat1-pop-text:before, span.mvp-feat1-list-but, span.mvp-widget-home-title, .mvp-widget-feat2-side-more, span.mvp-post-cat, span.mvp-page-head, h1.mvp-author-top-head, .mvp-authors-name, #mvp-content-main h1, #mvp-content-main h2, #mvp-content-main h3, #mvp-content-main h4, #mvp-content-main h5, #mvp-content-main h6, .woocommerce .related h2, .woocommerce div.product .woocommerce-tabs . h2, .woocommerce div.product .product_title, .mvp-feat5-side-list .mvp-feat1-list-img:after { font-family: 'Roboto', sans-serif; font-display: swap; } #mvp-main-body-wrap { padding-top: 20px; } #mvp-feat2-wrap, #mvp-feat4-wrap, #mvp-post-feat-img-wide, #mvp-vid-wide-wrap { margin-top: -20px; } @media screen and (max-width: 479px) { #mvp-main-body-wrap { padding-top: 15px; } #mvp-feat2-wrap, #mvp-feat4-wrap, #mvp-post-feat-img-wide, #mvp-vid-wide-wrap { margin-top: -15px; } } #mvp-leader-wrap { position: relative; } #mvp-site-main { margin-top: 0; } #mvp-leader-wrap { top: 0 !important; } .mvp-nav-links { display: none; } .single .mvp-post-main-out, .single .mvp-post-main-in { margin-right: 0 !important; } #mvp-post-feat-img img { width: 100%; } #mvp-post-content, #mvp-post-add-box { float: none; margin: 0 auto; max-width: 750px; } .alp-advert { display: none; } .alp-related-posts-wrapper .alp-related-posts .current { margin: 0 0 10px; } .mvp-feat5-main-wrap h3.mvp-feat1-pop-head { display:none; } .mvp-feat5-small-wrap { margin:0 0 0 3.529411765%; } .mvp-feat5-mid-wrap { float:left !important; } .mvp-feat5-mid-sub-out { margin:0 !important; } .mvp-vid-box-wrap { color:#FFF!important; } .mvp-widget-dark-sub span.mvp-cd-cat { color: #f58633; } .mvp-widget-dark-wrap {padding:40px 0 100px !important;} .home-videos-leiamais {margin:-110px;} .home-videos-leiamais a {color:#dd9933 !important} window.dataLayer=window.dataLayer||[];function gtag(){dataLayer.push(arguments)} gtag('js',new Date());gtag('config','G-TL5X1HLBJJ');gtag('config','UA-151890432-1') window.dataLayer=window.dataLayer||[];function gtag(){dataLayer.push(arguments)} gtag('js',new Date());gtag('config','UA-181670863-2');window.googletag=window.googletag||{cmd:[]};googletag.cmd.push(function(){if(window.location.search){var queryString=window.location.search;var urlParams=new URLSearchParams(queryString);var utm_source=urlParams.get('utm_source');var utm_medium=urlParams.get('utm_medium');var utm_campaign=urlParams.get('utm_campaign');if(utm_source){googletag.pubads().setTargeting('utm_source',[utm_source])} if(utm_medium){googletag.pubads().setTargeting('utm_medium',[utm_medium])} if(utm_campaign){googletag.pubads().setTargeting('utm_campaign',[utm_campaign])}}}) googletag.cmd.push(function(){var slot=googletag.defineOutOfPageSlot('/21955623350/gazetaderiopreto.com.br/Gazetaderiopreto_Interstitial',googletag.enums.OutOfPageFormat.INTERSTITIAL);if(slot)slot.addService(googletag.pubads());googletag.pubads().enableSingleRequest();googletag.enableServices();googletag.display(slot)}) googletag.cmd.push(function(){var anchorSlot=googletag.defineOutOfPageSlot('/21955623350/gazetaderiopreto.com.br/Gazetaderiopreto_Anchor',googletag.enums.OutOfPageFormat.TOP_ANCHOR);if(anchorSlot){anchorSlot.addService(googletag.pubads())} googletag.pubads().enableSingleRequest();googletag.enableServices();googletag.display(anchorSlot)}) 5j3w5l

Redes Sociais

Artigos t2f4d

Você anda procrastinando as dívidas da empresa? 5n2t5e

Artigo escrito por Walber Almeida Xavier de Sousa

Publicado há

em

Quando é a hora de pedir ajuda para lidar com o endividamento bancário? Ocorre que geralmente em função do desequilíbrio nos resultados (acúmulo de prejuízos) para manter-se em dia com suas obrigações financeiras, é comum a empresa captar empréstimos (linhas de crédito) dos mais diversos para adequar o Fluxo de Caixa, em contrapartida é fundamental que a Gestão Comercial e Operacional definam estratégias para reequilibrar os resultados empresariais.

Quando a captação de empréstimos torna-se rotina e o endividamento bancário resulta em aumento dos custos financeiros e também aumento do ivo Bancário (principalmente de curto prazo) a atenção dos gestores deve ser redobrada, nesse momento a empresa pode estar entrando num processo pré-falimentar.

Ações contundentes devem ser colocadas em prática, visando a redução dos custos/despesas e a retomada no volume de vendas com margens atrativas, entretanto, somente isso pode não surtir o efeito esperado de forma rápida, sendo que ainda assim a saída de caixa tende a ser alta com rescisões contratuais e possíveis multas, e pode comprometer o Fluxo de Caixa.

Nesse momento é importante que os gestores identificando o alto volume de desembolsos financeiros para manter em dia os compromissos bancários, tenham conhecimento da possibilidade da Renegociação do ivo Bancário na esfera istrativa, que pode com certeza trazer grandes benefícios a Gestão Empresarial e ser utilizado como uma ferramenta estratégica para reestruturação empresarial, pois reduzirá a saída de caixa.

A procrastinação dessa decisão pode sim ser um fator que resulte no fim da empresa ou mesmo torne soluções relativamente “fáceis” em missões quase que impossíveis.

Ter o próprio negócio é um sonho de grande parte dos brasileiros, entretanto, o sucesso com a Gestão Empresarial é desfrutado por poucos. A Gestão Empresarial é um exercício que requer entre outras coisas: disciplina, acompanhamento, estratégias e ações em todas as áreas de atuação da empresa.

Para qualquer empresa independente do porte ou segmento de atuação a necessidade de capital de terceiros (recursos financeiros) é fundamental, para isso o relacionamento entre empresa e banco deve ser saudável, seja para inicialmente a utilização dos serviços bancários e em seguida a utilização de linhas de crédito ou mesmo investimentos.

É importante para que esse relacionamento ocorra de forma sadia entre as partes envolvidas, que os gestores empresariais tenham conhecimentos técnicos de finanças e saibam utilizá-los em benefício da empresa, com a utilização de linhas de créditos adequadas às necessidades da empresa, seja na questão: taxa, prazo e garantias.

Walber Almeida Xavier de Sousa. Formado em Ciências Contábeis, pós-graduado em Contabilidade Gerencial e Controladoria e MBA em Gestão Empresarial. É sócio da AXS Consultoria Empresarial, Consultor.

 

AS MAIS LIDAS 4e2a2n